Accident Plan Insurance – Prepare for the Unexpected
Accident insurance provides a lump sum payment based on the accident/injuries sustained; it’s paid directly to you and you decide the best way to spend it.
Features of the Accident Plan include:
- Cash benefits for expenses that may not be covered under your medical insurance
- You may purchase the Hospital Sickness Rider that provides benefits for inpatient hospital stays (subject to pre-existing condition limitations)
- There are no applications or health questions to answer to enroll
- Coverage is available for your spouse and/or children if you are enrolled
- There is no limit to the amount of accidents you can claim under the policy (with exception to policy rules)
- Receive a $50 cash benefit for a covered health screening or for the completion of your preventive care visit (one payout per plan year)
- You can keep coverage on a direct pay basis if you leave Olympic Steel
Weekly Accident Plan Rates
| Coverage Tier | Rate |
| Employee Only | $2.49 |
| EE + Spouse | $4.42 |
| EE + Child(ren) | $4.90 |
| Family | $6.38 |
Visit www.unum.com with questions regarding your Life & ADD Insurance, Accident Insurance and Disability Insurance.
